VA Home Loan Mortgage

There are many types of mortgage options available for homeowner’s today, but at VA Lending Group we believe there is no better mortgage option than a VA Loan.

BENEFITS

  • 100% Financing ($0 down payment)
  • Flexible loan backed by the U.S. Government
  • No monthly PMI (private mortgage insurance)
  • Easily refinanced (using the VA IRRRL Program)
  • Approved with credit score as low as 550

BENEFITS OF 100% FINANCING

VA loans can be obtained with zero down payment, whereas conventional loans require 20% down to avoid private mortgage insurance. By using the 100% financing on a VA Purchase your purchasing power significantly increases.


Purchasing Power with Conventional at 20% Down Purchasing Power with VA Loan at 0% Down
$100,000 $125,000
$150,000 $187,500
$200,000 $250,000
$300,000 $375,000
$400,000 $500,000