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Money Saving Benefits Using VA Disability

Money saving benefits are available to Servicemembers and Veterans with disabilities who are house shopping or interested in refinancing. In this blog, you will learn what these benefits are. We will share our favorite resource to help determine if you qualify for disability benefits that could save you serious money on a home purchase. Even if refinancing with an IRRRL (Interest Rate …

Credit Monitoring with Smart Phone

Credit Monitoring: Your tool to stay financially Sharp in 2017!

How often do you think about identity theft? Let’s face it, after work most of us would rather play Candy Crush than think about credit monitoring and finances. At the same time, history demonstrates that it’s best to be proactive and keep an eye on our financial activity. Checking in can be simple with the right tools. At VA Lending Group, our favorite tool …

Picture of for rent sign and street.

“I have a VA Loan–can I rent out my house?”

While some homeowners rent out their homes for a major source of income, other homeowners rent theirs as a temporary solution to keep their property maintained when they’re must away for an extended period of time. Either way, the idea of renting out your house might seem appealing. However, let’s say instead of a conventional mortgage you have a VA Loan. Can you …

house shopping

Common Design Flaws to Look Out for While House Hunting

Previously, we discussed some important factors to consider when choosing a home. One suggestion was to decide how much work you want to put into your newly-purchased house. Wallpaper and carpeting are relatively easy and inexpensive to change. Remodeling the kitchen or adding another room can be fairly expensive “projects”. If you find yourself torn between two homes, try to determine …

va loan eligibility

I Served My Country; When am I Eligible for a VA Loan?

VA Loans are a great choice for most veterans. However, there are different requirements that determine eligibility and many pertain to time. VA loans call for different requirements depending on when you served, your rank, and your branch. In addition, members who were discharged dishonorably are ineligible to receive a VA Loan.  Clearly, in this situation the veteran would lose all military benefits. Other cases …

houses

Is The House You Want Eligible for Purchase With a VA Loan?

VA Home Loans offer great benefits that set them apart from conventional mortgages, but they also come with unique rules and restrictions on what they can be used to purchase. Before you get your heart set on a specific house or condo, take a moment to learn what kinds of property that a VA Loan can help you acquire. After …

neighborhood HOA

All About Homeowners Associations

When you’re in the market for a new house, one of the many decisions you’ll have to make is whether or not you want to live in an area governed by a Homeowners Association. Now, the good news is that the very presence of a Homeowners Association (HOA) will not make or break your ability to use a VA Loan …

Condos kissed by late afternoon sun

Condos vs Houses: How to decide which is right for you

“Where will I be happy?” Ask yourself this question before you look at properties! Maybe you want to feel like you’re in nature or maybe the shops and cafés of a busy city center call your name. Wherever you see yourself, remember there are different options to consider. Condos and houses, for example, both have their perks. So what are the differences …

house shopping

Important Factors When Choosing a House

Choosing a house can be exciting, terrifying, blissful and frustrating all at once.  Some folks walk into the process with a clear mental picture of their dream home: “We need a four-bedroom, two-bath, one-story house with a big backyard!  Oh, and granite countertops!” While others are a little less specific, “It needs to be close enough that I can commute …

Saving for Home Mortgage

Refinancing a VA Loan: Four Examples of When to Try

Could You Save Money by Refinancing? Refinancing may not cross your mind on a daily basis. If you are content with your mortgage as-is, it might seem like more trouble than it’s worth. However, if you currently have a VA Loan and are current on your mortgage payments, you’re already eligible for an Interest Rate Reduction Refinancing Loan. The IRRRL is often referred …